Calculate returns on systematic investments.

SIP Calculator/ Savings Calculator

e.g., monthly SIP for three years, no. of payments = 3*12 = 36


About Systematic Investment Plans

Systematic Investment Plan (SIP) is a investment strategy where you invest a fixed amount every month in investment instruments like mutual funds. Investing in mutual funds help investors from market volatility and yet offer good returns when invested for long term. This calculator can also be used for finding the future value of a fixed amount saved at regular intervals.


The formula for sip returns calculation is based on the formula for future value of annuity-due.

FV = P × ((1 + i)n - 1) / i) × (1 + i)

FV = Maturity amount
P = Amount invested at the start of every sip interval
n = number of sip payments
i = periodic interest rate per sip payment period
r = Expected return rate in % per annum

Assuming that the returns are compounded every investment cycle i.e. monthly SIPs are compounded monthly, the periodic interest rate, i is:-
i = r/12 (for monthly sip)
i = r (for yearly sip)
i = r/365 (for daily sip)

SIP Return Calculation

This advanced sip calculator will help you appreciate the benefits of regular savings. Simply enter the sip amount, select daily/ monthly/ yearly sip cycle and see the money accumulated over the investment tenure.

SIP options

Disclaimer:- The content of this website does not constitute financial advice and is solely meant for information purpose. The calculations are accurate as per the prescribed formula.